How To Buy A House With Little Money Or No Credit


Written by Gary Wonning

In today’s world, it seems extremely difficult for people, especially the young to buy a home so they can live the American dream. This has been brought about for a variety of reasons: inflation, extreme demand because of our growing population, and poor planning by the young themselves. 

Many made really bad decisions in life and are now paying the price.  They now want a normal American life with all the trimmings and have no idea how to accomplish that. 

It can be done, you just have to get creative when your credit is shot and you have no money.  The conventional means will not work for you. 

There are many ways to find a home without going through the normal channels. 

One of the best ways is to find a foreclosure, many times these homes are sold for pennies on the dollar and could be bought with a low down payment, another way to to find a rent to own, or maybe an owner is in a  financial pinch, wants to move or for some other personal reason would be willing to have you just take over the payments to assume ownership. 

Some of these methods can get complicated and time consuming but in the end if you find a house to live in or possibly own for a while and resell and make a profit, it would be time and money well spent. 

There are many books available on this topic and it would be well worth your while to do some research and learn more, it could lead to a brighter future than you can imagine. 

Common Sense Living

photo of a distinguished older gentleman

Wisdom lost through the ages, common sense is no longer common.

Gary has been a writer/photographer for over thirty years. Specializing in nature and landscape photography, while studying native cultures.

His travels have taken him to most of the United States, as well as Australia, Belize, Egypt and the Canary Islands.

He has studied the Mayan culture of Central America and the aborigines of

Australia. Photography has given him the opportunity to observe life in various parts of the world.

He has observed that many of the forgotten cultures had spiritual beliefs that were stronger than ours in modern times.

In technology, we have made advances far superior to those that came before us, but, we have lagged behind in gaining or maintaining our spiritual knowledge.

For us to advance as the human race, we need to combine the spiritual knowledge of those that came before us, not only that of the ancients but the knowledge of our direct ancestors as well, with the technical knowledge we have today for us to propel into the twenty-first century and beyond.

He has published several books about his adventures.

For more information, please consult his website,


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